Buying in Valencia to provide accommodation for your child during their studies is a question more and more international families are asking.
Every year, thousands of students choose Valencia to complete a full university program. With rising rental prices and increasing pressure on the local housing market, many parents hesitate: should you rent year after year, or buy from the start?
Beyond the emotional aspect, offering your child a stable and comfortable home, this is a genuine financial and strategic decision. In the current real estate context, buying in Valencia can prove to be a particularly smart move.
Buying in Valencia means investing in a dynamic and attractive city where quality of life and real estate potential go hand in hand.
Why is buying in Valencia attracting more and more European buyers?
Valencia is today one of the most attractive cities in Spain. It combines quality of life, economic dynamism, a pleasant climate and affordable prices compared to other major European cities.
The city attracts:
- International students
- Remote workers
- European investors
- Spanish families leaving Madrid or Barcelona
This attractiveness supports rental demand and contributes to rising property prices.
For European parents, buying in Valencia often represents a first step into the Spanish property market. It is not only about housing a child during their studies, but potentially about building a real estate asset in a dynamic market.
4 or 5 years of studies: renting or investing?
The first question is simple: how much does renting really cost over several years?
In Valencia, student rents have increased significantly in recent years:
- Around €900 to €950 per month for a full apartment
- Around €500 per month for a room in shared accommodation
Over 5 years, a €950 monthly rent represents approximately €57,000 paid, with no capital recovery.
By contrast, a mortgage payment may range between €500 and €700 depending on the down payment and the chosen property. In this case, the amounts paid contribute to repaying capital.
When the length of stay exceeds 3 years, buying in Valencia becomes a serious financial option to consider.
Financing: a key factor when buying in Valencia
Buying in Valencia as a non-resident involves certain specificities.
Spanish banks generally require:
- Around 30% down payment
- Purchase costs representing approximately 10% additional
It is therefore necessary to have significant equity available.
Some families also choose to finance through a European bank, relying on assets already owned in their home country.
As every situation is different, a prior financing analysis is essential. Buying in Valencia should be structured as a well-considered investment project, not as an impulsive decision.
Where to buy in Valencia for a student?
The location is decisive.
The main university hubs are located around the Universitat de València and the Universitat Politècnica de València. The neighborhoods close to these campuses remain historically the most sought-after by students.
Areas such as Benimaclet, Algirós, Blasco Ibáñez or Ayora show strong rental demand and good resale liquidity.
In the city center and certain premium areas of Valencia, prices rarely fall below €250,000. For a well-located apartment, close to public transport and suitable for potential flat-sharing, a budget between €200,000 and €250,000 is generally required.
Moving slightly away from the center while remaining well connected sometimes allows access to more affordable opportunities.
Buying in Valencia therefore requires a detailed analysis of the neighborhood, transport connections and the property’s future potential.
Buying in Valencia: think strategy before emotion
It is natural to want to buy a comfortable home for your child. However, emotion should not guide the entire decision.
A good investment must consider:
- Resale potential
- Ease of renting after studies
- Neighborhood evolution
- Long-term attractiveness
Conversely, a well-positioned apartment can, after the studies:
- Be kept as a rental property
- Be resold with a capital gain
- Become a family pied-à-terre in Spain
In which cases is buying in Valencia a winning strategy?
Buying in Valencia for your child generally becomes relevant when:
- The studies last at least 4 to 5 years
- The available equity is sufficient
- The objective fits within a medium-term
- wealth strategy
If these conditions are met, purchasing allows you to:
- Secure accommodation
- Transform rental expenses into capital repayment
- Diversify assets in Spain
- Maintain the option to resell or rent after the studies
In this context, buying in Valencia goes far beyond the simple question of student housing.
Support: a determining factor for successfully buying in Valencia
Buying in Valencia from abroad requires perfect knowledge of the local market, Spanish legal procedures and the specificities related to non-residents.
Buenapart is a real estate agency based in Valencia. We support international clients in their property projects in Spain, whether for a primary residence, a rental investment or a purchase for a student.
Our role may include:
- Personalized property search
- Strategic neighborhood analysis
- Price negotiation
- Coordination with notaries and local professionals
- Occasional rental management if necessary
We work in French, English and Spanish to secure every step of the project.
Conclusion: renting is simple, buying is strategic
Renting remains the simplest short-term solution.
Buying in Valencia is a more structured, wealth-oriented and potentially more profitable decision if the stay exceeds three years.
In the current Valencian real estate market context, purchasing deserves careful consideration. For many European families, it is not only about student accommodation, but about an investment opportunity in Spain.
As each situation is unique, a personalized assessment makes it possible to objectively evaluate whether buying in Valencia is, in your case, a mistake or a truly winning strategy.